"Am I going to have enough money to pay my bills this month?" or "Can I really afford this new house or car?" or "Isn't there more to life than this?" These are the painful questions of those living from paycheck to paycheck, struggling to make ends meet. There is hope. Learn the ways of a budget ninja, where you'll become a master of the tools and unconventional weapons that will enable you to build a budget like none other. Discover how you can pay the bills you owe on time, purchase the things you need when you need them, minimize the impact of unexpected bills, and plan for and achieve the dreams of your future. In the end, you will have confidence. You will have peace. You WILL turn your dreams into reality. Join in on the excitement and experience the power of a budget ninja!
Dennis Byrd has had a career in the field of computer technology for over a quarter of a century, and he currently manages a great group of software developers and architects at a major Fortune 1000 company. He has also served as treasurer on the Board of Directors at his church and was active in providing financial counsel for many groups and individuals. Over the years, Dennis has developed accounting and payroll software for several companies and has used those skills, along with his financial counseling experiences, to perfect his unique approach to home budgeting. He has taught this ironclad home budgeting process to many groups, individuals, businesses, and non-profit organizations.
In this best-selling budgeting bible, you'll find out the best ways to get rid of debt, ensure you always have enough money, build up a big stash of emergency cash, and avoid the 11 worst budget traps (that will ruin your financial plans if you let them!)
"Extremely helpful This book is what I was looking for for the past 2 years. I would've paid more for this book if I knew what is inside!" Alexander Berenzon
Find out the most important things that you can do to take control of your money. Get the tools and the knowledge you need to finally get ahead. You'll learn a complete budget system that takes only 15 minutes per week to maintain.
This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all.
You will also be given free lifetime access to The Money Tracker, a simple tool that makes budget planning quick and easy.
Buy this book NOW and transform your financial life forever!
Avery Breyer is the author of Smart Money Blueprint: How to Stop Living Paycheck to Paycheck. Avery and the book have been featured on live radio, WOR 710 "The Voice of New York," on The Financial Quarterback which is hosted by 5-Star Wealth Manager Josh Jalinski. (He's also been named Advisor of the Year, and has been a member of the Top of the Million Dollar Round Table!) Avery has also been quoted on MSN Money and GoBanking Rates. Avery is passionate about helping people to take control of their money and create the life they want! Getting more from life when you're tight on cash can seem impossible. But real change and success happens when you take action every day. Avery's book will help you do that with easy techniques that anyone can implement, starting right now. You'll get the motivation, money saving tips, and action plan you need to maximize your chances of success. When not busy writing, Avery loves to read, and explore this beautiful planet we call home!
> Overview In this best-selling budgeting bible, you'll find out the best ways to get rid of debt, ensure you always have enough money, build up a big stash of emergency...
Budgeting shows you how to assemble a complete system of budgets, including budgets for revenue, production, overhead, administration, and compensation. It also addresses several variations on the basic budgeting concept - the flexible budget, conditional budget, and zero-base budget. The book also delves into how to operate a business without a budget. Finally, there are many procedures, controls, and reports designed to complement a budget.
Steven Bragg, CPA, is one of the top-selling and most prolific accounting authors in the world. He is the author of more than 70 business books, including Lean Accounting, Closing the Books, and The New Controller Guidebook. He has been the CFO or controller of both public and private companies, and has been a consulting manager with Ernst & Young and an auditor with Deloitte & Touche.
> Overview Budgeting shows you how to assemble a complete system of budgets, including budgets for revenue, production, overhead, administration, and compensation. It also addresses several variations on the basic budgeting...
Are you a mother who is looking for a way to reduce your family's expenses while still being able to get everything that you need? Do you want to find an easy way to do this? Or are you a problematic shopper who wants to know how to cope with your dreadful spending habits?
The answers to these questions and more, can be found in Clever Couponing, a book written by the internationally acclaimed author, expert budgeter, and mother of two, Vanessa Johnson.
If you think you're spending too much money on groceries, you are not alone! A lot of shoppers, especially moms, have gone through the same problems too. Wouldn't it be nice to learn how you can save more money while still being able to buy everything that your family needs?
Clever Couponing is an all-in-one book that showcases many budgeting strategies, including the use of coupons, that can help the readers establish huge savings.
In Johnson's book, you will be able to: Learn the basics on how to start couponing Learn the 4 types of couponers Know the 10 commandments of couponing Know the best ways to overcome the couponing problems that you may encounter Know the 4 key factors that contribute to effective grocery shopping for your family Learn the step-by-step process of setting up your family's budget Know how to maintain a budget plan to ultimately establish great savings
That's not all! The book covers more topics, example scenarios and sheets, and many more!
It is not a book that pushes its readers to instantly delve into couponing rather, it is a book that educates the readers about the correlation between couponing, budgeting and saving, and how these can help families live a healthier and more comfortable life.
This book is perfect for the price conscious mothers who are curious of what benefits couponing and budgeting can bring to their lives. If you want to be a smart mom and an efficient couponer, this book is exactly what you need!
Find out how you can use coupons to improve your family's lifestyle when you buy Clever Couponing by Vanessa Johnson today. Hit "Add to cart"!
In addition to being an internationally acclaimed author, Vanessa Johnson is a mother to two great, rambunctious children, a Staffordshire terrier, a hamster and last, but not least a loving husband of 11 years.
In her spare time, she enjoys attending ideal home shows, gardening and practicing Bikram yoga.
Vanessa's no-nonsense approach to home organization and management has been praised by many and shows through in her style and lay.
> Overview Are you a mother who is looking for a way to reduce your family's expenses while still being able to get everything that you need? Do you want to...
Control Your Finances- Stay Out of Debt! Money secrets you need to know. When it comes to money, people can't help but lend all ears. Most of us want to know what is the secret to wealth. Well here's what you need to know: Managing your finances is the ultimate solution to your money problems! Finance: Money Management, Budgeting, Investing & Planning for Retirement - Financial Blueprint to Success 2nd Edition will help you look at money in a different way, allowing to save more then you spend.
When you purchase this book, not only will you be able to keep what you already have, but you will be introduced to tips and tricks on how to increase the figures in your bank account! Here's Why You Need This Book: 1.Learn Proven Strategies For Financial Stability 2.Learn The Correct Way to Budget and Benefit 3.Learn Fool-Proof Measures Of Money Management 4.Learn Handpicked - Retirement Benefits Just for You 5.Learn Budgeting Steps And Sample 6.Learn Money Saving Techniques 7.Learn Debt Repayment Techniques And so much more! Finance: Money Management, Budgeting, Investing & Planning for Retirement - Financial Blueprint to Success 2nd Edition will definitely come in handy for you, and if you are currently struggling with debt and any financial issues, now is the perfect time to get this book!
Secure yourself and even your family from the negative side effects of mishandling money. FREE YOURSELF NOW! Decide to change your wheel of fortune today! Your FREEDOM is waiting on you. One simple purchase could change your life forever. Take the challenge. You're worth it!
> Overview Control Your Finances- Stay Out of Debt! Money secrets you need to know. When it comes to money, people can't help but lend all ears. Most of us want...
Money...it is a hot topic. Regardless of how you feel about it, money is an essential part of our lives. Some people have financial savvy and know exactly how to manage money. For those of you who have your finances in order...congratulations!
However, this book was designed for those who are about to lose it because their finances are in disarray. Believe it or not, many people fall into this category. Many people have suffered devastation because they have mismanaged their finances.
Fortunately, there are solutions for those who find themselves in financial mazes. It has been proven that those who are equipped with knowledge, hard work and diligence can and do change their financial paths; and since this has been accomplished in the past, you can accomplish it too.
If you are SERIOUS about changing your financial situation, then this workbook was designed specifically for you. Remember, it was not created to be a quick fix. This workbook is meant to guide you on the road to financial health. You have to decide how long the healing process will take.
> Overview Money...it is a hot topic. Regardless of how you feel about it, money is an essential part of our lives. Some people have financial savvy and know exactly how...
Planning and sticking to a personal budget can be tedious. Actually, a lot of people dread budgeting as much as they dread going to the dentist. Unfortunately, you do need to take time to design and adhere to a budget, but the benefits of doing so are infinitely greater than the costs.
Budgeting is the first step to saving money. A budget is your guideline in spending your hard-earned money to make sure you save money and only spend what you can afford. This technique ensures a surplus you can use to pay off any existing debts or save for the future. When you live on a budget, you must make careful decisions about how you spend your money. You will not be tempted to make impulse purchases because each purchase or payment is made based on an objective decision-making process.
Another advantage of having a personal budget plan is that you can allocate your limited funds to both your present needs and your future goals like retirement, your children's college education or even your own home. When you do not have a budget, it is quite easy for your funds to slip through your hands, and you end up barely making ends meet. Hence, saving money is an excellent endeavor.
This book contains proven steps and strategies on how to effectively save more money, so you no longer need to struggle to live paycheck to paycheck. Even during difficult times, you and your family do not need to suffer and live a deprived life. You can take control of your finances and provide for your family. The tips and techniques included in this book are easy to implement, so you can start saving money in all areas of your life. Always keep in mind that you deserve to be financially free. It is up to you to claim the independence.
Author: Eric Van Wyke
Publish Date: October 20, 2014
Pages: 46 pages
Dimensions: 0.1" H x 9.0" L x 6.0" W (0.17 lbs)
> Overview Planning and sticking to a personal budget can be tedious. Actually, a lot of people dread budgeting as much as they dread going to the dentist. Unfortunately, you do...