Using this calculator it is so easy to choose a strategy effective to successfully pay off the credit card loan. Moreover, you can adjust your plan to achieve a set payment goal. The integrated reports will display the repayment schedule along with principal balance and total payments. Tell the calculator about what is your current outstanding balance, what is your payoff goal, what is the annual percentage rate etc. and find out your desired result. The integrated graphs and charts will help you to visualize the findings more easily.